Inbound USA Insurance Review: (All You Need To Know)

As many know, navigating the insurance world, especially internationally, can be complex and confusing. Today, we focus on Inbound U.S.A. Insurance, a prominent option for travelers and immigrants coming to the United States.

This comprehensive review aims to shed light on its coverage, pricing, benefits, and potential drawbacks, providing an unbiased and thorough assessment.

Whether planning a short trip, a long-term visit, or even considering immigrating to the United States, understanding your insurance options is critical.

We hope this review of Inbound U.S.A. Insurance equips you with the necessary knowledge to make informed health and safety coverage decisions. Let’s delve into it.

What is Inbound U.S.A Insurance?

Inbound U.S.A. Choice Insurance is a tailored travel medical insurance plan specifically designed for individuals visiting the United States from other countries. With coverage duration ranging from as short as five days up to nearly a full year (364 days), it offers a certain flexibility to cater to both short-term tourists and longer-term visitors.

A significant aspect of this plan is its predefined coverage amounts for various medical and emergency services. These amounts are clearly stated in the policy document, providing transparency for policyholders.

Once the deductible is met, the insurance company will pay up to these specified amounts for each covered treatment or service.

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One noteworthy feature of Inbound U.S.A. is its non-affiliation with any Preferred Provider Organization (P.P.O.) network. This implies that policyholders can seek medical attention from any doctor or hospital across the United States without being restricted to a particular network.

In the context of the ongoing global health scenario, it’s reassuring that Inbound U.S.A. Choice provides coverage for COVID-19-related health issues, further enhancing its relevance and appeal.

However, like many insurance plans, it’s important to be aware of its limitations. Notably, Inbound U.S.A. Choice does not provide coverage for pre-existing conditions. Therefore, those with ongoing medical conditions should consider this while evaluating their insurance options.

Who can purchase the Inbound U.S.A? Insurance plan?

Inbound U.S.A. Insurance is primarily tailored toward non-United States citizens planning to travel to the U.S.A. This includes individuals journeying alone or with companions such as spouses, children, or travel partners. It caters to a broad age group, providing coverage for anyone as young as 14 days old up to those under 100 years of age.

One essential point is that this plan is exclusively available to non-U.S. citizens. U.S. citizens, regardless of whether they hold dual citizenship, are not eligible to buy this plan for travel within or to its territories. Similarly, Green Card holders or Permanent Residents are also excluded from purchasing this plan.

Inbound U.S.A. Insurance is intended to offer health coverage and peace of mind for non-U.S. citizens journeying to the United States, allowing them to enjoy their stay with the assurance that they have insurance protection for unexpected medical emergencies.

The Travelling Restrictions and Coverage Duration:

As an insurance plan designed primarily for visitors to the U.S.A., Inbound U.S.A insurance stipulates that the primary travel destination must be the United States.

However, the policy also provides limited coverage for trips to additional countries as long as the journey originates from the U.S.A. Details on this aspect can be found under the policy’s ‘International Travel Coverage’ benefit section.

Regarding the coverage duration, Inbound U.S.A. Insurance offers a highly flexible range, with the possibility to secure up to 364 days of coverage initially.

Should you opt for a coverage period shorter than this, an extension notice will be sent via email before your coverage concludes. Note that there is a small fee of $5 for each extension.

A standout feature of the Inbound U.S.A. Choice plan is the option to extend your coverage up to a maximum of 1,092 days or roughly three years. This can be especially beneficial for individuals planning long-term stays in the U.S.A.

Specific details on extending the coverage beyond the initial 364 days can be found on the Inbound U.S.A. Choice product page. This flexibility allows policyholders to tailor their insurance coverage duration to their travel needs and plans.

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The Medical Services covered under Inbound U.S.A. Insurance:

Inbound U.S.A. Insurance provides a well-rounded scope of coverage encompassing outpatient and inpatient services and emergency care. The following outlines specific coverage amounts for those aged 70 and over with a $50,000 policy.

For outpatient treatment, the policy includes:

  • Doctor or Physician Visits: Coverage is provided up to $55 per visit, limited to one visit per day, with a maximum of 10 visits.
  • Surgical Treatment: The maximum coverage for outpatient surgical treatment is $2,750.
  • Prescription Drugs/Medicines: Policyholders can receive up to $200 per coverage period for prescription drugs and medicines.
  • Lab & X-rays: Lab and X-ray services are covered for up to $400. An additional $250 coverage is provided for one C.A.T., P.E.T., or M.R.I. scan.
  • Physical Therapy: Physical therapy is covered up to $40 per visit, with one visit allowed per day and a maximum of 12 visits.

For inpatient treatment:

  • Hospital Room: Coverage is up to $1,050 daily for 30 days.
  • Surgical Treatment: Inpatient surgical treatment is covered up to $2,750 per incident.
  • Hospital Intensive Care Unit: Coverage for the I.C.U. is up to $460 daily.

Emergency services include:

  • Ambulance Services: Up to $450 per incident is covered.
  • Emergency Room (E.R.E.R.): E.R.E.R. visits are covered up to $250.

Please note that these coverage rates were accurate when publishing this blog post. We highly recommend you check directly with the provider for the most up-to-date and detailed information. This will help ensure you have the most precise understanding of what your chosen policy offers.

Inbound USA Insurance Review

Some pros and cons of Inbound U.S.A. Insurance:

When considering any insurance plan, it’s essential to weigh the advantages and disadvantages to ensure it aligns with your individual needs. Here are some key pros and cons for Inbound U.S.A. Insurance.


  1. No P.P.O. Network: One of the standout features of Inbound U.S.A. Insurance is that it doesn’t tie you to a specific Preferred Provider Organization (P.P.O.) network. This means policyholders can visit any doctor or hospital, providing greater flexibility and easy access to medical care.
  2. International Coverage During Travel: The plan includes limited international coverage for trips originating in the U.S.A. This could benefit those planning to visit other countries while in the U.SU.S.
  3. Acute Onset of a Pre-Existing Condition: The policy offers coverage for the acute onset of pre-existing conditions, a benefit that can be critical for many travelers.
  4. Extendable/Renewable: The policy can be extended or renewed for up to three years. This is particularly advantageous for visitors planning longer stays.
  5. Cancellable: The option to cancel the policy provides added flexibility and control over the coverage duration.
  6. Emergency Medical Evacuation: Up to $100,000 of coverage is provided for emergency medical evacuation, a crucial benefit in serious medical emergencies.


  1. Limited Coverage and Benefits: Inbound U.S.A. Insurance operates on a fixed benefit plan, paying a predefined rate for each service. The coverage and benefits might not be adequate for some, especially those who require extensive medical services.
  2. Age Limit on Acute Onset Coverage: The plan does not provide acute onset coverage for individuals over 79. This could be a significant drawback for older travelers.
  3. Not a Comprehensive Plan: Being a limited benefit plan, Inbound U.S.A. Insurance might not provide the extensive coverage that a comprehensive plan would offer. This could include limitations on the maximum coverage amounts for specific treatments and services.

Remember, your right insurance plan depends on your specific needs and circumstances. While Inbound U.S.A. Insurance has some noteworthy benefits; assessing whether the plan’s limitations could impact your medical coverage during your stay in the U.S. is important.

Is Inbound U.S.A. Insurance a Good Travel Insurance Plan?

Whether Inbound U.S.A. Insurance is a good travel plan largely dependent on individual circumstances and specific coverage requirements.

This plan is uniquely tailored to meet the needs of non-U.S. citizens visiting the United States, offering a range of benefits including the freedom to choose any doctor or hospital, international coverage during travel, acute onset of pre-existing condition coverage, extendable policy durations, and substantial coverage for emergency medical evacuations.

These features make it a viable choice for many travelers, particularly those seeking flexibility and straightforward coverage for unforeseen medical events. Extending the coverage up to three years might appeal to those planning longer stays in the U.S.S.

However, it’s important to acknowledge the plan’s limitations. It operates on a fixed benefit model, paying a predetermined rate for each service.

The coverage and benefits may not be comprehensive enough for those needing extensive medical services or for older travelers, particularly those over 79, as it does not cover the acute onset of pre-existing conditions for this age group.

Therefore, while Inbound U.S.A. Insurance has numerous strengths that could make it a good choice for many travelers; potential buyers should carefully evaluate their health situation, travel plans, and the specifics of what the plan covers before making a decision. Always remember the ‘best’ plan most closely aligns with your unique needs.

How to buy The Inbound U.S.A. Insurance Plan?

You are purchasing the Inbound U.S.A. The insurance plan is straightforward and user-friendly. You can easily buy this plan by visiting the official website of Seven Corners Travel Insurance.

On their site, you’ll find clear instructions and detailed information about the coverage options available under the Inbound U.S.A. Insurance plan.

You can also contact Seven Corners directly for personalized assistance or to address any specific queries. They offer a toll-free number for U.S.-based inquiries (800-335-0611) and an international line for calls from around the world (317-575-2652).

Customer service is a high priority, and their knowledgeable representatives are prepared to help guide you through the process and answer any questions.

If you prefer email correspondence, you can write to them at [email protected]. Whether you’re comfortable purchasing online or prefer personal interaction with a representative, Seven Corners makes the process of buying the Inbound U.S.A. Insurance plans are a breeze.


In conclusion, the Inbound U.S.A. The insurance plan stands out as a tailored travel insurance option designed to meet the needs of non-U.S. citizens visiting the United States.

With flexible coverage durations, non-affiliation to any P.P.O. network, and coverage for the acute onset of pre-existing conditions, it provides a range of benefits that can offer significant peace of mind during travel.

However, weighing these advantages against the plan’s limitations is important, such as its operation on a fixed benefit model and lack of comprehensive coverage. Individual health conditions, age, and personal coverage requirements should always be factored into decision-making.

Inbound U.S.A. Insurance may be the perfect fit for some, while others might need to seek alternatives with broader coverage or different benefit structures. Ultimately, the best insurance plan is the one that aligns most closely with your unique needs and travel plans.

Remember, if you’re considering the Inbound U.S.A. insurance plan, Seven Corners Travel Insurance, is there to guide you through the purchasing process. Whether through their website or customer service lines, they’re ready to provide the assistance you need to make the right travel insurance decision. Safe journeys!


Does the Inbound U.S.A. Does the insurance plan cover COVID-19?

Yes, Inbound U.S.A. Insurance offers coverage for COVID-19-related medical expenses. However, it’s always best to check the policy documents or directly with the provider for the most accurate and up-to-date information, including any conditions or limitations.

Is there a waiting period before the Inbound U.S.A. Insurance coverage starts?

The Inbound U.S.A. The insurance plan becomes effective as early as the day after the application is made and the premium is paid. However, this may vary depending on the chosen plan and other factors. It’s advisable to confirm with Seven Corners Travel Insurance directly.

Can the Inbound U.S.A. Insurance be extended or renewed if my travel plans change?

Yes, Inbound U.S.A. Insurance provides the flexibility to extend coverage up to three years. There is a small fee for each extension, which must be made before the coverage end date.

What is the International Travel Coverage benefit under the Inbound U.S.A. Insurance plan?

International Travel Coverage provides limited coverage for travel to countries outside the U.S.A., as long as the journey originates in the U.S.A. Detailed information about this benefit can be found in the policy document or by contacting Seven Corners Travel Insurance directly.

What happens if I need to cancel my Inbound U.S.A. Insurance?

Inbound U.S.A. Insurance is cancellable. Specific cancellation policies depend on various factors, such as the duration for which the policy was in effect. It’s advisable to check the cancellation policy directly with Seven Corners Travel Insurance or refer to your policy document for detailed information.

Olivia is a finance expert with years of experience in the industry. She is passionate about helping people make informed decisions about their finances, and her expertise lies in the areas of loans and insurance policies.

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