Green Arrow Loans Review: (Is it Legit?)

In today’s rapidly evolving digital world, choosing a reliable and trustworthy loan provider is paramount. This is why we’re taking a closer look at one lending service that has sparked curiosity among many borrowers – Green Arrow Loans.

This blog post will provide an in-depth review of Green Arrow Loans, evaluating its legitimacy, effectiveness, and reliability. We will dissect the entire service, from loan options to customer service, leaving no stone unturned.

By the end of this blog post, we aim to provide an unbiased opinion based on collected customer reviews and thorough research that will help you determine whether or not Green Arrow Loans is a legitimate option for your lending needs.

So, stick around if you want a detailed, well-rounded view of this financial service.

What is Green Arrow Loans?

Green Arrow Loans is an initiative by Green Arrow Solutions, a tribal enterprise owned and operated by the Big Valley Band of Pomo Indians, a federally-recognized American Indian tribe and sovereign government. With a mission to provide professional and friendly assistance to its borrowers, Green Arrow Loans emphasizes a customer-centric approach in all its services.

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One of the unique selling points of Green Arrow Loans is the swift approval process. You can apply for a loan today and, once approved, have the funds in your account by the next day.

Moreover, the entire application process is paperless unless you choose otherwise. It doesn’t require any faxing, and you can even sign the loan agreement digitally from any computer or mobile device.

The lending service ensures convenience and transparency by transferring the loan amount directly into your account. An added advantage is saving on finance charges; you only pay for the days you keep your loan. So, if you clear your loan in two weeks, you only pay the finance charges for that period.

With Green Arrow Loans, you are in control. You can choose your loan terms, make regular payments, or pay off your loan anytime without incurring any early or prepayment penalties.

Additionally, they offer flexible payment plans tailored to fit your individual needs. The objective is to work with you to devise a repayment strategy that best aligns with your financial circumstances.

Also read: Lendumo Loans Review

Types of Loans Offered by Green Arrow Loans

Green Arrow Loans specializes in providing short-term loans designed to help address immediate financial needs. These loans are a buffer to manage unexpected cash flow problems, useful during sudden emergencies such as car repair bills, medical care, or essential travel expenses.

However, it is essential to understand that these loans are not meant to be a long-term financial solution. They’re intended to assist with temporary financial hiccups rather than serving as a fix for extended monetary issues.

The company offers loans starting at a minimum amount of $200. The maximum loan limit for first-time borrowers is $300, whereas returning or existing borrowers can access loans up to $1,500. This range allows a degree of flexibility in meeting the diverse short-term financial requirements of different customers.

It’s worth noting that Green Arrow Loans stresses on its website that this type of borrowing can be expensive, and it’s not intended to replace other more affordable or appropriate forms of financing, such as credit cards, overdraft loans, or loans from friends or family.

These loans are designed for specific, immediate needs rather than as a sustained financial strategy. As with any financial decision, assessing your circumstances and considering all options before taking out a short-term loan is crucial.

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The Rates and Charges of Green Arrow Loans

Understanding the rates and charges associated with a loan is crucial in making an informed borrowing decision. At Green Arrow Loans, for example, if you take a loan of $300, you will need to repay a total of $915.

This repayment is structured into nine equal installments of $101.68. These figures highlight that short-term loans can carry substantial charges above the original borrowed amount.

In addition to the loan repayment, it’s essential to be aware of other potential costs. For instance, Green Arrow Loans charges a late fee of $30. This fee is applied if you fail to make the agreed-upon repayment on time, adding to the total cost of the loan.

Remember, while short-term loans may provide immediate financial relief, the interest, and associated charges can be quite high compared to other forms of credit.

So, it is essential to carefully review all the terms and conditions and understand the full costs before agreeing to the loan. Consider your ability to repay before taking on any new loan.

Also read: Bright Lending Review

Is Green Arrow Loans Legit?

Determining the legitimacy of a loan provider is an important step in ensuring the safety of your personal and financial information and obtaining a fair and reliable service.

As a tribal enterprise owned and operated by the Big Valley Band of Pomo Indians, a federally-recognized American Indian tribe and sovereign government, Green Arrow Loans is a legitimate entity that provides financial services.

The company operates under federal laws and regulations applicable to American Indian tribes, offering short-term loans to consumers. Green Arrow Loans openly provides information about its loan offerings, including the charges and terms of its loans, which is a positive sign of legitimacy.

However, it’s crucial to remember that while the company is legit, the nature of its short-term loan offerings may not suit everyone’s needs. These loans can be costly due to high-interest rates and fees and are not designed to be a long-term financial solution.

As always, potential borrowers should carefully evaluate their needs, financial situation, and all loan terms before deciding to borrow.

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How to Apply for a Green Arrow Loan?

Applying for a loan with Green Arrow Loans is a straightforward online process. You can start your application directly on their website to secure a short-term loan from this provider.

This process should take less than five minutes if you have all your necessary personal information ready.

In your online loan application, be prepared to provide the following details:

  • The loan amount you’re requesting
  • Your full name and address
  • Social Security number
  • Phone number
  • Date of birth
  • Email address
  • Verification of identification
  • Employer information and monthly income
  • Bank account information

Qualifying for a loan with Green Arrow Loans is relatively easy, and your credit history should not be a hindrance. However, there are some general qualification requirements:

  • You must have verifiable income.
  • You must be at least 18 years of age and a U.S. citizen.
  • You must have a checking account.
  • Other requirements may apply based on individual circumstances.

Please note that Green Arrow Loans does not currently offer services to customers residing in Arkansas, Colorado, Connecticut, Georgia, Illinois, Maryland, Minnesota, Montana, New Hampshire, New York, North Carolina, Pennsylvania, Puerto Rico, Vermont, Virginia, Washington, and West Virginia. Ensure you meet the location requirements before proceeding with your application.

Pros and Cons of Green Arrow Loans

Like any financial service, Green Arrow Loans has its strengths and weaknesses. Here are some pros and cons to consider before making a decision:


  1. Quick Approval: Green Arrow Loans offers a fast approval process. If you apply and are approved today, you could have the funds in your account by the next day.
  2. No Credit Checks: Green Arrow Loans does not perform credit checks, making it a possible solution for those with less-than-perfect credit scores.
  3. Flexible Payment Plans: The company aims to work with you on a repayment plan that fits your needs, giving you some control over your loan terms.
  4. Completely Online: The application process is fully online, making it convenient and easy to apply from the comfort of your home.
  5. Paperless Process: The application, contract signing, and fund transfer are all paperless, reducing the need for physical paperwork.


  1. High-Interest Rates: The loans provided by Green Arrow Loans can have high-interest rates. For example, a $300 loan could result in a total repayment of $915, significantly higher than the original borrowed amount.
  2. Late Fee Charges: A $30 fee is applied if a payment is late, which can add to the loan cost.
  3. Short-term Solution: These loans are designed for short-term cash flow problems and are not for long-term financial needs.
  4. Limited Availability: Green Arrow Loans does not offer services in certain U.S. states, so not all potential borrowers will have access to their services.
  5. Not a Long-term Solution: Green Arrow Loans’ offerings are not intended to be a long-term financial solution, limiting their usefulness for ongoing financial needs.

Before deciding on any financial product, evaluating these pros and cons against your financial situation and needs is crucial. Always read the terms and conditions thoroughly and understand all associated fees.

Green Arrow Loans Customer Reviews and Ratings

One of the best ways to evaluate the credibility and quality of service is through customer reviews and ratings. Green Arrow Loans holds a strong reputation on Trustpilot, with a rating of 4.5 out of 5 stars, based on 13 customer reviews. This high rating suggests that many of their customers are satisfied with the service they have received.

However, it’s important to note that Green Arrow Loans has no reviews on the Better Business Bureau (BBB) platform and is not accredited by the BBB. The BBB is a well-known platform consumers use to report their experiences with businesses and help others make informed decisions.

While the lack of BBB reviews doesn’t necessarily reflect negatively on Green Arrow Loans, it does limit the amount of information available from diverse sources.

Potential customers should consider the available positive reviews on Trustpilot and be aware of the lack of additional review data on BBB.

As always, it’s advised to do thorough research and consider multiple sources before deciding on a loan provider. Customer reviews can be a useful tool in this process, providing insight into the experiences of real users.

Who Should Take a Green Arrow Loan?

Green Arrow Loans could be a suitable option for individuals who need quick access to cash to cover immediate, short-term financial needs.

This might include unexpected expenses such as car repairs, urgent medical bills, or other emergency costs that require prompt attention. Given their fast approval and fund disbursement process, Green Arrow Loans could be an option worth considering in such scenarios.

Furthermore, individuals with less-than-perfect credit scores might find Green Arrow Loans appealing. The company does not perform credit checks, providing a potential borrowing solution for those who may struggle to secure loans from traditional financial institutions.

However, it’s important to stress that these loans are not intended as a long-term financial solution. They come with high-interest rates and fees that could add up over time, making them unsuitable for addressing prolonged financial difficulties.

They’re also not a good choice for individuals who are not confident in their ability to repay on time, as late payment fees can add to the cost.

Lastly, those residing in states where Green Arrow Loans does not offer services will have to seek other lending options. As always, potential borrowers should carefully assess their financial circumstances, the loan terms, and all potential costs before deciding.


Navigating the world of short-term loans can be daunting, especially with various providers. In our review of Green Arrow Loans, we have found that it’s a legitimate tribal enterprise that offers short-term loan solutions primarily designed to cater to immediate, short-term financial needs.

With quick approval, paperless online processing, flexible repayment plans, and no credit check requirements, Green Arrow Loans presents an appealing option for those facing unexpected financial emergencies.

However, as is true with all financial commitments, it is important to approach cautiously. These loans come with high-interest rates and fees and are unsuitable for long-term financial problems.

The company’s limited availability across all U.S. states is also worth noting. Consider your financial situation, the loan terms, and all potential costs before deciding to borrow.

Remember, while customer reviews and ratings can provide valuable insights, doing your own thorough research is crucial. Use multiple sources of information and consider seeking advice from financial advisors.

Ultimately, the decision should be based on your financial needs, circumstances, and ability to repay the loan on time.

We hope this review has clarified Green Arrow Loans and will assist you in making an informed decision. Finance is a personal journey, and choosing options that best suit your unique situation is vital.


What information do I need to apply for a Green Arrow Loan?

When applying for a loan with Green Arrow, you’ll need to provide some personal and financial information. This includes your requested loan amount, full name, address, Social Security number, phone number, date of birth, email address, and employer information, including your monthly income. You’ll also need to provide bank account information and identification verification.

Is Green Arrow Loans a payday lender?

Green Arrow Loans offers short-term loans, similar to payday loans, providing quick access to cash for short-term financial needs. However, Green Arrow Loans provides an installment loan repayment structure, unlike typical payday loans, allowing borrowers to repay the loan over several payments.

How quickly can I receive my funds from Green Arrow Loans?

Green Arrow Loans prides itself on its quick approval process. If you apply and are approved for a loan today, you can expect the funds to be deposited into your account by the next business day.

Are there any penalties for early repayment of my Green Arrow Loan?

Green Arrow Loans does not charge any early or prepayment penalties. This means that you can pay off your loan before your due date without incurring additional charges, and in doing so, you can save on finance charges.

What happens if I can’t repay my Green Arrow Loan on time?

If you fail to make a payment on time, Green Arrow Loans charges a late fee of $30. It’s important to contact Green Arrow Loans if you anticipate having trouble making a payment, as they may be able to work with you to adjust your payment plan and help you avoid late fees.

Olivia is a finance expert with years of experience in the industry. She is passionate about helping people make informed decisions about their finances, and her expertise lies in the areas of loans and insurance policies.

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